Protection for every stage of life
Term Life Insurance That Protects the People Who Depend on You
Quote and apply for term life insurance with Legal & General America, with coverage up to $4 million, all online and without needing to speak to an agent.
Why apply for term life insurance with Access
Getting term life insurance should be fast, simple, and in your control.
Apply in under 30 minutes
Complete the initial application from your computer or smartphone, on your schedule.
Possible instant approval
In many cases you can be approved right away, pay for your policy, and activate coverage on the spot.
No agent required to apply
Quote and apply online without waiting on callbacks or paperwork.
Coverage up to $4 million
Protect your income, your family, or your business with term life coverage.
Many qualify with no medical exam
Many applicants can get covered without scheduling a medical exam.
Support after you apply
Once you submit, an Access agent and case manager are assigned to answer your questions along the way.
How term life insurance works with Access
Three steps from quote to coverage.
Quote and apply online
Share a few details and finish the application in under 30 minutes.
Get a decision
Many applicants qualify with no medical exam, and some are approved instantly.
Activate your coverage
Pay for your policy to start coverage, with your agent and case manager there to help.
No hassle. No pressure.
Just straightforward term life insurance on your terms.